The Reserve Bank of Australia has provided some answers to frequently asked questions regarding the removal of card payment surcharges from 1 October 2026 for designated card networks. Background.

The changes will allow the designated card networks to impose a ban on surcharging for credit, debit and prepaid card payments on their networks.

The three designated card networks, eftpos, Mastercard and Visa, have each decided to introduce ‘no-surcharge’ rules from 1 October 2026.

American Express has also decided to remove surcharging from 1 October 2026. American Express is not currently subject to formal regulation by the RBA.

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Author: David Jacobson
Principal, Bright Corporate Law
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About David Jacobson
The information contained in this article is not legal advice. It is not to be relied upon as a full statement of the law. You should seek professional advice for your specific needs and circumstances before acting or relying on any of the content.