Treasury has released for consultation an exposure draft Cash Distribution Framework Bill 2026 which establishes a legislative framework to regulate cash distribution services in Australia. It also introduces a crisis management and resolution regime for cash distribution services that are critical to the availability of cash in Australia. Background.

The framework will be regulated by the Reserve Bank of Australia (RBA) and the Australian Competition and Consumer Commission (ACCC).

The RBA can designate an entity that has a significant role in the Australian cash distribution system. A designated entity is then subject to the regulatory framework, with the exercise of some powers, such as crisis resolution actions, available only in certain circumstances.

The Bill allows the ACCC to oversee pricing and other terms in agreements covering critical cash distribution services and access to facilities and to set service-level standards to support access to cash for all Australians.

It requires designated providers to negotiate with customers in good faith.

The ACCC and the RBA have information gathering and enforcement powers to support and enforce the regulatory framework.

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Author: David Jacobson
Principal, Bright Corporate Law
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The information contained in this article is not legal advice. It is not to be relied upon as a full statement of the law. You should seek professional advice for your specific needs and circumstances before acting or relying on any of the content.