Although FSR started on 11 March 2002, there are still requirements that have been deferred and have not yet come into force. The issues that have been deferred until 1 July 2006 are:

• compensation arrangements;
• dollar disclosure in PDS’s (CO 05/683) ;
• stating termination values in deposit product periodic statements (CO 05/681); and
• disclosing interest rates in PDS’s (CO 05/681)
  .

ASIC has not yet announced whether relief for these issues will extend beyond 1 July, become permanent or lapse.